Best investment platform: Inter Invest or NuInvest?

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A best investment platform It offers security, ease of use, and a complete product portfolio. Furthermore, these features should align with your investor profile and financial goals. In this context, Inter Invest and NuInvest stand out as two of the leading options for beginner investors.

Inter Invest, launched in 2018, offers a free home broker and complete management via Super App for purchasing bonds, stocks, and fixed-income products in Brazil and abroad. The platform has already been recognized by... iBest and, in the first half of 2025, it reached R $ million 154 in assets under custody.

NuInvest, formerly Easynvest, was acquired by Nubank in 2020 and began operating under the new brand in 2021. The platform also offers a wide range of investment options for different investor profiles and portfolio strategies.

Before making a final decision on the best investment platform for you, continue reading this article to understand what criteria to evaluate in a brokerage firm and discover which one has more investment products between NuInvest and Inter Invest.

Good reading!

What should the best investment platform offer?

A wide variety of products, competitive rates, and exemption from services such as brokerage and administration fees are important differentiators. In addition, trading tools, fraud prevention features, accessible customer service channels, and a financial education platform contribute to a more complete and efficient investor experience.

Here's what to consider in each factor when selecting the ideal digital banking investment platform:

• Complete product portfolio in Brazil and abroad.options fixed incomeVariable income, cryptocurrencies, time deposit, and stocks;
• costs and fees: administration and brokerage fees, plus custody fees for stocks and bonds, performance fees, exchange rate/spread and taxes;
• trading toolsResources for day trading, calculation tools, DARF issuance, and income tax return support;
• Safety: authorization from the Central Bank and the Securities and Exchange Commission (CVM), certification from Anbima, in addition to application and transaction protection features;
• ServiceA complete package of channels, including virtual chat, telephone, email, and self-service;
• education: an area dedicated to learning about investments, with tips and solutions to help you find the best way to invest your money.

In addition to these requirements, the best investment platform integrates banking and brokerage operations into the same application, making it easier for clients to organize and manage their finances.

NuInvest or Inter Invest: which one has more investment products?

O Inter Invest It stands out for its wide variety of financial products, making it an attractive option for those seeking diversification with fixed income, stocks, REITs, BDRs, and international investments. Furthermore, it offers a simpler and more intuitive experience, facilitating access to the platform for novice investors.

Check out the portfolio highlights that make each option the best investment platform.

Inter Invest

At Inter, clients have access to investments in Brazil and abroad, with the possibility of... contributions starting from R$ 1.

In the fixed income category, the platform offers:

• CDBs (Bank Deposit Certificates), such as the My Little Piggy;
• LCI/LCA;
• Treasury Direct bonds;
• US Bonds (international);
• Time Deposit US (international).

In the variable income market, the main products are:

• real estate investment funds;
• investment funds;
• actions in Brazil and abroad;

• ETFs (Exchange Traded Funds);
• BDRs (Brazilian Depositary Receipts).

To help beginner investors, the Invest Fácil It is a free service integrated into the Super App, offering investment options in different fixed income and variable income modalities, selected by Inter's portfolio and research specialists.

NuInvest

NuInvest is also integrated into the Nubank app. The app's simplified interface is one of the platform's main differentiators.

Among the product options, one of the best known is the "Caixinha," a type of CDB (Certificate of Deposit) that uses the balance of the main account and offers a return of 100% of the CDI (Interbank Deposit Certificate).

In addition to this alternative, clients can diversify their portfolio with different fixed income and variable income options available on the platform.

Does Inter have a Home Broker?

YesThis trading tool allows investors to buy and sell stocks, real estate funds, and other financial assets entirely digitally. The platform provides real-time stock market charts, as well as advanced orders, trading history, and an order book for analysis.

The two most prominent features of Home Broker are "stop gain" and "stop loss," which, in a free translation, mean "stop winning" and "stop losing."

These functions automatically program the prices of asset orders, creating an operational lock that closes the position when the investor is unable to monitor portfolio fluctuations.

Furthermore, the Super App simplifies the generation of income statements for income tax declarations, such as summaries of asset positions, dividends, and interest on equity (JCP) received.

To use Inter's Home Broker, you just need to be an account holder, sign the Terms of Agreement through the app, and have available operational credit.

Now that you know about portfolios and Home Broker, another attribute that the best investment platform needs to offer is competitive rates and costs. Check out how Inter Invest and NuInvest perform in this regard.

Which digital bank charges the lowest fees for investing?

Both Inter Invest and NuInvest offer Reduced fee structures and, in some cases, zero fees on certain transactions.Therefore, the main advantage for those investing through digital banks lies in the variety of products, with Inter's platform standing out for being more comprehensive.

Below is a comparison between the platforms and the main fees for investing through the app in digital banking:

Fees and costs	Inter Invest	NuInvest
Administration fee	Zero	Zero
brokerage fee	Zero fees for stocks in Brazil (there may be fees charged by B3).	Zero
Exchange rate	Commercial dollar (more competitive)	4% above the Central Bank's PTAX selling rate.
spread	Up to 0,99% on conversion/transfer fees to your global account + 1,1% IOF tax on conversions.	Variable + 4,38% IOF
Stock lending	Between 3% and 5% per year + a 30% brokerage fee.	Service discontinued.
Portability	Free.	Free.

As a pioneering digital bank and one of the most comprehensive on the market, Inter Invest is one of the best platforms for... investmentsBecause it connects the product portfolio to useful tools that facilitate and guide the investor.

How do I start investing through the app?

The step-by-step process for investing through Inter's Super App is:

1. Open your digital account;
2. On the home screen, click on the “Investments” menu;
3. Take the test to identify your investor profile and complete the registration;
4. Choose the product and confirm the first deposit in the application.

Now that you know which is the best investment platform, Explore Inter's complete portfolio. And start building your wealth and achieving your financial goals.